Current vacancies

Internal use only - Grade D

About us

We are The Very Group and we’re here to help families get more out of life. We know that our customers work hard for their families and have a lot to balance in their busy lives. That’s why we combine amazing brands and products with flexible payment options on Very.co.uk to help them say yes to the things they love. We’re just as passionate about helping our people get more out of life too; building careers with real growth, a sense of purpose, belonging and wellbeing.

About the role

Working closely with the wider Credit Risk, Operations, Data Science and FS teams, you will lead the development, monitoring and implementation of our Credit Risk Prediction models (Application, Behavioural, Fraud and Collections). Assessment of data is key within this role using both internal and external data to develop best in class models which deliver tangible value for our customers and the business. Reporting to the Head of Modelling, Acquisition and Protection, you will lead a team of Senior Analysts and Credit Analysts. As a Senior Manager you will develop the team and ensure the models used are optimised with clear tracking of performance. 

Key Responsibilities: 

• Lead on the development of models used across the credit risk lifecycle.  
• Lead on the assessment of model performance and look for opportunities to further improve performance the models. 
• Evaluation of the latest modelling techniques and new data sources.  
• Manage the day-to-day relationship with the credit reference agencies.  
• Provide regular and ad hoc reports to the Credit Risk Leadership team, FS Exec, Group board and relevant business partners, as required in order to report performance against plan. 

About you

Our underlying requirement is to find the right candidate, so we’re keen to hear from you even if you don’t think you tick all of these boxes. 

• Senior Risk professional with at least 5 years’ experience in Financial Services with hands on experience at developing credit risk models. 
• Expert understanding on the monitoring of statistical models and ongoing optimisation. 
• Expert understanding industry guidance & best practice in relation to development techniques and use of statistical models. 
• Expert knowledge of data analysis tools e.g. SQL, SAS, Python, Excel (Advanced), PowerBI, Teradata. 
• Experience of building outstanding business relationships across a corporate business, demonstrating the ability to really influence decisions. 

• Intellectually curious, with a highly analytical mind 
• Numerate degree, with good knowledge of statistics. 
• Further qualification/professional qualification desirable. 

Some of our benefits

• Flexible, hybrid working model
• Inclusive culture and environment, check out our Glassdoor reviews

• £6,500 flexible benefits allowance to suit your needs
• 30 days holiday + bank holidays
• Udemy learning access
• Bonus potential (performance and business-related)
• Up to 25% discount on Very.co.uk

• Matched pension up to 6%
• More benefits can be found on our career site

How to apply

Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.

What happens next?

Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.

You can expect a two-stage interview process for this position:

1st stage - A one-hour formal interview with the hiring team to discuss your skills and relevant experience and competency-based questions.

2nd Stage – A one-hour formal interview where you can expect both competency and technical questions. This can be held either in-person or remotely.

As an inclusive employer please do let us know if you require any reasonable adjustments.

If you'd like to know more about our interviews, you can find out here.

Equal opportunities

We’re an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

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