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Credit Risk Analyst - Graduate ( Accountancy & Finance)

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About us.

Hey, we’re The Very Group. Home of,, and a team of 3,500 super-talented people.

We’ve been reinventing shopping experiences for over a century. Technology has played a huge part in that, helping us transition from catalogues’ to pureplay online retail, but we’re not the finished article.

As the UK's largest integrated retail and financial services provider, we have a pretty unique position across three huge industries (retail, technology and credit) and our ambition is bold, to build the number one shopping destination for shoppers who value credit anywhere online. But we believe with our passion and track record for reinvention, we can improve how the world pays and shops for the things they love. Think you can help us? Read on...

About the team.

Come and join us as a Credit Risk Analyst and you’ll start your journey in to the exciting world of data here at the Very Group. You’ll use data to assess risks and create accurate prediction models. You’ll put your learning into action in the fast-paced world of retail. And you’ll develop your skills every day working along-side some

The pace here is fast and everyday will be different you’ll help us to assess 4 million credit applications every year! Looking into payment histories and using prediction models, you’ll enable us to make informed decisions about who to give credit to. With eyes like a hawk, you’ll identify fraud, assess new data sources and develop a variety of rules, strategies and models. All the time we’ll keep you on your toes with different challenges and experiences to help you kick start your career in credit risk.

About the role.

We’re excited to share an opportunity for ambitious, driven and curious graduate looking for the first step into their careers, based in our fantastic Liverpool HQ. You’ll join us at Credit Risk Analyst and you’ll learn at pace as part of our talented team,

  • Use industry leading software and a variety of techniques to improve decision making
  • Learn what data to use and where to apply different strategies to predict how profitable a customer will be
  • Dig deep into reports to provide commentary and recommendations
  • Play a big role in analytical projects that will help to grow our business, improve our customer experience and make sure we comply with regulations

About you.

Studying a numerical degree, you should have a good commercial brain and have set your heart on a career in the exciting world of retail and credit risk. As well as a thirst for knowledge, you must have the desire to help us answer all kinds of credit risk questions by applying statistical techniques and technical skills such as SAS and SQL. Brave, confident and outgoing, you’ll also need to be a superb organiser with good analytical skills. Above all, you’ll love lots of responsibility, working independently and using data innovatively to grow our business.

How to apply

This is a fantastic opportunity for someone who is passionate about numbers and looking for their next career move. Please direct all your applications through our careers site.

Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you may be required to undertake a credit, CIFAS and CRB check.

If you’re a current employee of The Very Group, please apply via Talent Online as an internal applicant.

We're an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, colour, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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