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Credit Risk Analyst

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About the team

Our Credit Risk teams work on multiple priorities within a fast paced, dynamic environment where they are required to manage the expectations of stakeholders alongside prioritising contending workloads. The Credit Risk team play a pivotal part in allowing us to meet the broader needs of the business and deliver an elite, personalised experience for our customer.

Critical decisions are made here every day and acted upon immediately – giving you every chance to make a real impact, make decisions and quickly see the results.

There is very little hierarchy here where you are encouraged to have a voice and the confidence to use it. The teams here are passionate, innovative and committed. We expect you to be same.


About the role

As a Credit Risk Analyst you will be responsible for developing and deploying credit risk models (application, behaviour, collection and fraud) and preparing regular basis model monitoring reports as well carrying out analysis to pinpoint models usages and risks. We are looking for people with good interpersonal skills, with the desire and ability to work in a fast-paced environment and keen to learn.

What are we looking for from you...

  • Experience and understanding of traditional statistical methodologies (linear and logistic regressions and decision trees);
  • Experience in risk modelling / risk strategies;
  • Hands on experience in automation of SAS, SQL, Python or R processes;
  • Basic understanding of non-traditional statistical methodologies (e.g. Lasso, Ridge, Knn, Random Forest, XGBoost, LightGBoost, Catboost, Tensorflow, Neural Network, Deep Learning, Stacking and Ensemble);


Some of our benefits

  • Flexible, hybrid working model
  • £250 flexible benefits allowance to suit your needs
  • 27 days holiday + bank holidays
  • Bonus potential (performance and business-related)
  • Up to 25% discount on

How to apply

Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you may be required to undertake a credit, CIFAS and CRB check.

What happens next?

Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review, and then be in touch to move to the interview process. Our interview process is tailored to each role and can be in-person and remotely. We will always look to make the adjustments you need to bring your best self to interview.

About us

We’re The Very Group – home to and a 3,250-strong team of super talented people, all passionate about making good things easily accessible to more people so they can live life well. We combine amazing brands and products with flexible payment options that help people say yes when it matters most.

Equal opportunities

We’re an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

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