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Senior Credit Risk Analyst - Modelling
Internal use only - Grade F
About us
We are The Very Group and we’re here to help families get more out of life. We know that our customers work hard for their families and have a lot to balance in their busy lives. That’s why we combine amazing brands and products with flexible payment options on Very.co.uk to help them say yes to the things they love. We’re just as passionate about helping our people get more out of life too; building careers with real growth, a sense of purpose, belonging and wellbeing.
About the role
As a Senior Credit Risk Analyst you will be responsible for developing and deploying credit risk models (application, behaviour, collection and fraud) and preparing regular basis model monitoring reports as well carrying out analysis to pinpoint models usages and risks.
You’ll work on multiple priorities within a fast paced, dynamic environment. You’ll need to be able to manage the expectations of stakeholders alongside prioritising your workload. You will play your part to meet the broader needs of the business and deliver a world class, personalised experience for our customer.
Critical decisions are made here every day and acted upon immediately – giving you every chance to make a real impact, make decisions and quickly see the results.
About you
Our underlying requirement is to find the right candidate, so we’re keen to hear from you even if you don’t think you tick all of these boxes:
- Intermediate/Advanced understanding of traditional statistical methodologies (linear and logistic regressions and decision trees)
- Basic understanding of non-traditional statistical methodologies (Lasso, Ridge, Knn, Random Forest, XGBoost, LightGBoost, Catboost, Tensorflow, Neural Network, Deep Learning, Stacking and Ensemble)
- Experience in automation of SAS, SQL, Python or R processes
- Experience in risk modelling / risk strategies
We are looking for people with good communication skills, with the desire and ability to work in a fast-paced environment, ambitious and keen to learn.
There is very little hierarchy here and if you were to join us, you would be expected to have a voice and the confidence to use it. The teams here are passionate, innovative and committed. We expect you to be same.
Some of our benefits
- Flexible, hybrid working model
- Inclusive culture and environment, check out our Glassdoor reviews
- £1,000 flexible benefits allowance to suit your needs
- 30 days holiday + bank holidays
- Udemy learning access
- Bonus potential (performance and business-related)
- Up to 25% discount on Very.co.uk
- Matched pension up to 6%
- More benefits can be found on our career site
How to apply
Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.
What happens next?
Our talent acquisition team will be in touch if you’re successful so keep an eye on your emails! We’ll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we’re a good match, we’ll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.
You can expect a two-stage interview process for this position:
1st stage - A one-hour formal interview with the hiring team to discuss your skills and relevant experience and competency-based questions.
2nd Stage – A one-hour formal interview where you can expect both competency and technical questions. This can be held either in-person or remotely.
As an inclusive employer please do let us know if you require any reasonable adjustments.
If you'd like to know more about our interviews, you can find out here.
Equal opportunities
We’re an equal opportunity employer and value diversity at our company. We do not discriminate based on race, religion, colour, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.
We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.